Whether it is putting money aside for the future, to purchase assets or build your business, we have a range of savings and investments to suit your needs. Our products are listed below, do get in touch if you want to find out how we can help you.
This is our entry level account to get you on your way to financial freedom. This account is open to all individuals and businesses. The minimum opening balance is GHS10. Withdrawal can be done by mobile wallet or in person over the counter.
Save for the future with our high yielding PayFlex Savings Plus account. This account is open to all Individuals and businesses. You have the flexibility to top up daily, weekly or monthly with a minimum amount of GHS10. 3, 6, 9 and 12 month options are available. Withdrawal can be done by mobile wallet or in person over the counter.
This account offers you longer-term investments at competitive interest rates. You benefit from our flexible payout and roll over options. The account is open to all individuals and businesses. You require a minimum of GHS500 to subscribe. 91, 182 and 365 day options are available.
We know that running your own business is hard so we are here to help. Apply for a business loan to purchase assets, grow in size or finance your short-term needs. Our personal loans can also help your daily life outside of work.
If you have a regular income and can provide adequate collateral, this is the loan for you. Loan tenure of up to 24 months, no endorsement is required by your employer.
If your employer has a partnership with us, this is the loan for you. Loan tenure of up to 36 months.
If you have a PayFlex Fixed Term Deposit or a cash investment with another financial institution, this is the loan for you. Loan tenure of up to 36 months, secured with your investment.
If you have a PayFlex Susu or PayFlex Savings Plus account with us, this is the loan for you. Loan tenure of up to 6 months.
If you are a small-sized enterprise operating in the service, production and/or commerce sectors, this is the loan for you. Loan tenure of up to 12 months.
If you are a medium-sized enterprise operating in the service, production and/or commerce sectors, this is the loan for you. Loan tenure of up to 24 months.
Founded in 2010, PayFlex is a licensed deposit taking microfinance institution regulated by the Bank of Ghana. PayFlex offers savings and loans to individuals and MSMEs. In 2015 PayFlex was acquired by Affinity, an investment company backed by international institutions and advisors. Affinity supports the unbanked and underserved, providing every individual and business with accessible and affordable financial services they can trust.
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700 Mission Street,
Telephone: 0302 773 766
PayFlex Microfinance Company Limited
P.O. Box CT 1172,